Terms and Conditions

Introduction

Welcome to RMS Insurance Brokers ("we," "us," "our"). These Terms and Conditions ("Terms") govern your use of our website, products, and services. By accessing or using our website, you agree to comply with these Terms. If you do not agree, please do not use our website.

Definitions

1. Brokerage Firm: RMS Insurance Brokers, specializing in general and medical insurance services.
2. User: Any individual or entity accessing our website or services.
3. Policy: An insurance agreement facilitated through us.
4. Third Parties: External insurers and other service providers we collaborate with.

Use of Website

1. Eligibility: You must be at least 18 years old and capable of entering into legally binding agreements to use our services.
2. Accuracy: Users agree to provide accurate and complete information when using our website or services.
3. Prohibited Activities: You agree not to engage in activities that:
   • Violate any laws or regulations.
   • Infringe on intellectual property rights.
   • Introduce harmful code, viruses, or disrupt the website’s functionality.

Services Offered

We act as an intermediary between you and insurance providers. Our services include:

• Consulting and advisory for general and medical insurance.
• Assisting in policy selection and application.
• Facilitating communication with insurers.

What Data is Collected

1. Personal Information: We collect the following data:
   • Name
   • Email address
   • Phone number
   • Other information provided through LinkedIn lead ads or direct inquiries.
2. Purpose of Data Collection:
   • To provide insurance quotes.
   • To respond to inquiries or requests.
   • To send updates or relevant information about our services.

User Rights

1. Access: Users have the right to request access to the personal data we hold about them.
2. Edit: Users may request corrections or updates to their personal information.
3. Delete: Users can request the deletion of their personal data, subject to legal and regulatory requirements.

Disclaimer of Liability

1. No Guarantee: We do not guarantee the approval of any insurance application or the suitability of a policy for your needs.
2. Third-Party Providers: We are not responsible for actions, terms, or obligations of insurance providers.
3. Accuracy: While we strive to provide accurate information, we cannot guarantee its completeness or accuracy.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of [Brokerage Firm Name] or its licensors and is protected under applicable copyright and trademark laws.

Privacy Policy

Our use of your personal data is governed by our Privacy Policy, which you can access here. By using our website, you consent to our data collection and handling practices.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any:

• Direct, indirect, incidental, or consequential damages.
• Losses arising from the use or inability to use our services.

Indemnity

You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses arising from your violation of these Terms or misuse of our website.

Termination

We reserve the right to suspend or terminate access to our website or services at our sole discretion, without notice, for conduct that violates these Terms.

Governing Law

These Terms are governed by the laws and jurisdiction of Lebanon. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts of Lebanon

Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our website signifies acceptance of the updated Terms.

Contact Us

For questions or concerns regarding these Terms, please contact us at:

• Email: info@rmsbrokers.insure
• Phone: + 9613311299
• Address: Sin El Fil , Mian Road , Seat Building , 5^th floor Lebanon

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.